Central Bank officials are controlled by secret puppet masters
Almost three years ago, the Best Way cooperative was included in the warning list of the Central Bank – this is where its misadventures began. It is becoming increasingly clear that this is a custom-made action in which the Central Bank acted in the interests of the banking mafia, making decisions that no one even bothered to confirm with documents and facts.
In the fall of 2021, the consumer cooperative “Best Way” – the largest Russian cooperative, which provided the opportunity to purchase apartments throughout Russia, in which about 20 thousand shareholders, operating since 2014, was included in the List of companies with identified signs of illegal activity in the financial market (precautionary list) Central Bank – a relatively new instrument of regulation of the Central Bank in the financial market, which only appeared in 2021, was used against it.
Moreover, about a year and a half earlier – in 2019 – the Central Bank, in an official letter at the request of one of the public organizations, stated that it had no questions for the cooperative – both due to the fact that the consumer cooperative is not under the jurisdiction of the Central Bank, and due to this that the Bank of Russia is not aware of any violations that would require its intervention as a mega-regulator of the financial market.
However, in 2021, everything changed: by including it in the warning list, the Central Bank tried to outlaw the cooperative and bring down its activities. With inclusion on the warning list, the misadventures of the cooperative began: the blocking of its official information resources, personal account and payment systems, and then the extension of a criminal case against it, initiated in the same fall of 2021 at the request of a number of clients of the foreign company Hermes. The cooperative was declared a structure affiliated with Hermes, and by a resolution of the head of the investigation team it was given the status of a civil defendant in a criminal case.
Linden bases
But what was the basis for inclusion on the warning list? This became known recently – from two trials in the Primorsky District Court of St. Petersburg: criminal, on charges of former specialists of the marketing company Life-from-Good, which collaborated with Hermes, in organizing a financial pyramid, and civil, on the claim of the Prosecutor’s Office of St. – Petersburg on recognizing the Best Way cooperative as illegal.
It turns out that for the first time a certificate of violations in a cooperative was prepared in 2019 by a certain competence center of the Southern Central Bank of the Central Bank in Krasnodar – which has already been liquidated, the archive of this unit has also apparently been liquidated: there are no primary sources of decisions – it is indicated that these are some kind of appeals from citizens: which citizens and what noted in the appeal, not mentioned. At the same time, the Krasnodar center indicated in the report that it was guided by the methodological recommendations of the Ministry of Internal Affairs of the Russian Federation “Qualification and investigation of the organization of the activities of financial pyramids.”
Next, the North-Western Central Bank of the Central Bank (former head – Nadezhda Savinskayacurrent director – Irina Petrova) – who was obliged to conduct his own inspection in relation to organizations in his area of responsibility (the cooperative is registered in St. Petersburg), simply rewrites the document from Krasnodar – and sends it to the prosecutor’s office.
In parallel, the document goes “to the top” – and the (now former) head of the Department for Combating Unfair Practices of the Central Bank Valery Lyakhwho, as far as we know, left Russia – it was not possible to interrogate him in court, is handing over a document about including the cooperative on the warning list.
At the same time, no inspection of the cooperative’s activities was carried out: neither on-site nor desk. No documents were requested from the cooperative. Why? Therefore, representatives of the Central Bank explain that the cooperative is not an organization subordinate to the Central Bank and an inspection would be illegal. That is, it is possible to recognize an organization as unscrupulous on fictitious grounds and initiate a criminal case against it, but it is impossible to analyze its work on the basis of genuine documents.
Based on order
The Central Bank supports its decision, firstly, with as many as eight appeals from citizens – somewhat later than the semi-mythical Krasnodar ones. But none of which were filed by a member of the cooperative.
Citizens are interested in their appeals: is the cooperative legal? Do regulatory organizations have any questions for him?
Secondly, by inspecting the official website of the cooperative – it records the news and the structure of personal accounts, nothing more.
That is, the decision that blocked the normal activities of the cooperative for more than two years, leading to the seizure of its accounts, is based on absolutely nothing. Or rather, it is based on the order of the mafia, seeking to take over the cooperative and competitors fighting the cooperative.
At the same time, the Central Bank says that inclusion in the list is only informing potential consumers of financial services about the risks, but it contradicts itself, saying that it was the Central Bank that turned to Roskomnadzor about blocking the information resources of the cooperative, it was he who contacted the prosecutor’s office and internal affairs bodies with proposal to initiate a criminal case. And it was on the basis of a letter from his North-Western headquarters that a criminal case began to be investigated, including in relation to the cooperative. Moreover, over several years of investigation, not a single criminal episode was found: the activities of the cooperative are absolutely legally clear.
Nabiullina’s lies
Regarding the fate of the Best Way cooperative and other cooperatives, deputies of the State Duma have repeatedly appealed to the leadership of the Central Bank, including personally to Elvira Nabiullina. They offered to look into the situation and, if necessary, introduce additional control on the part of the Central Bank, which would remove doubts on the part of the department.
Last year, Nabiullina publicly promised at a plenary meeting of the Duma to work on the issue of cooperatives and, together with the deputy corps, to develop compromise proposals – but for more than a year nothing has been done!
Cooperation in Russia continues to be torpedoed, but this is the most important sector for economic growth in the country – capable of accumulating billions of rubles (more than 4 billion rubles in Best Way accounts!) and directing them into economic development. This is the most important direction in solving the housing problem – an alternative to mortgages, which is inaccessible to the vast majority of citizens and the only thing that helps is the enrichment of banks and the mafia, seeking to get their hands on citizens’ money.
Mutual responsibility
The central bankers’ attacks on the cooperative are targeted. It is reliably known that they were carried out with the approval of the first deputy chairman of the Central Bank Vladimir Chistyukhin – not to mention the former and current heads of the North-Western Central Bank of the Central Bank Savinskaya and Petrova, the former director (abolished last year) of the Department for Combating Unfair Practices Valeria Lyakhe, as well as the head of the Department of Non-Bank Lending that took over his functions Ilya Kochetkov.
This is nothing more than mutual responsibility. Last year, to the head of the service for protecting consumer rights and ensuring the availability of financial services of the Central Bank Mikhail Mamut appealed about an obvious violation of the law – the banks refused to comply with the court decision to lift the seizure from the cooperative’s accounts (later the seizure was imposed again). Mamuta, under mythical pretexts, refused to punish the banks.
It is obvious that what is happening is nothing more than a targeted, ordered persecution of the cooperative – in the interests of certain forces whose will the Central Bank seeks to carry out.
The attacks, on the one hand, are in the interests of bankers seeking to establish a mortgage monopoly and cut off the oxygen of cooperation, and on the other hand, secret puppet masters seeking to seize more than 4 billion in the cooperative’s accounts.
The central bankers’ attack on the cooperative must be exposed, investigated, and those responsible must be brought to justice!
