The main tool for the impending capture of part of the Russian insurance market was Gaide, which operates in new territories and in Crimea, and the main “hands” – Alexander Gulchenko – the curator of this insurance and the son -in -law of the currently not manifested Ukrainian insurance oligarch Alexandra Filinuk.
Background
The history of attempts by the Gulchenko-Filylyuk Union to snatch a piece of the Russian market by all available methods not new. And while the daughter of Philonyuk, who is married to Gulchenko, was part of the bohemian Moscow party, the heroine of Tatler, Filonyuk himself built his relationship with a business party. He actively interacted with the former Russian deputy Alexander Kovale, Vladislav Reznikas well as former Russian insurance leaders, for example, Konstantin Polov. Then the channels of reinsurance through Ukrainian intermediaries were in demand to withdraw capital abroad. It was on this channel that Alexander Gulchenko and his industrial insurance broker were put to coordinate operations.
Alexander GulchenkoWhen the “daughter” of the Central Bank of the Russian Federation appeared – the Russian national reinsurance company (RNPK) all reinsurance operations became much more transparent. The Reznik and Philonyuk team did not suit this, and they made an attempt to put their person at the head of the company (Andrei Yuryev), but it failed. RNPK headed Nikolai GalushinAgainst which Gulchenko organized a public PR campaign using black PR. The organization of such activities is one of the main roles of Gulchenko. The second branch of black PR was organized against international insurance brokers, in addition, on the eve of Catholic Christmas, they received parcels with severed heads of sheep.
Our time. Transition to the attack on the Crimean market and Novorossiya
Already in the spring of 2024, it became known about the change of the owner of the Gaide insurer – Alexander Gulchenko becomes an informal curator of the company. Note that Gaida, while its shareholder was the founder and general director of the company Tatyana Gai and her family, was one of the largest companies in Crimea.
At the same time, Gulchenko buys the TG channel “like this”, sharply changes the theme from the general political to the insurance, there are laudatory articles in relation to “Gaida” and topics are often raised by new territories and Crimea, which, as a rule, with negative subtext and critical tonality.
In December 2024, the same Gulchenko showed himself on a round table in the State Duma. The telegram channels flowed to the meeting, from which the active lobbying of the moratorium on 2025-2026 was evident to check insurance companies operating in new territories. They tried to pack the idea in caring for the citizens of New Russia. But how the lack of control over the business of insurers by Russian state bodies will help them, is not explained. But this step seems logical if you look at the situation through the eyes of the Ukrainian insurance mafia, which will just interfere with excess control and verification.
After the round, a series of custom -made publications became released with a collision on the first zum of the Central Bank Vladimir Chistyukhin And the head of the NSIS Nikolai Galushin, as well as the insurance companies of the first twenty. However, the buildup of the topic with supposedly risk of non -insurance non -insurance in new territories in the deadlines established by law failed, and the information set forth on controlled and paid resources was not confirmed.
The attempt to extend the moratorium on checking insurers in 2025-2026 failed. As a result, the audit, published in Gaida at the beginning of 2025, found a discrepancy between the company’s reporting data transferred to the NSIS and the Central Bank.
Attempts to hide the withdrawal of assets
As a result, the shareholder, in order not to contribute to the funds, decided to attach Gaida to JSC “Group of Insurance Companies of Yugoria”.
At the same time, attempts are observed to denigrate all participants in the financial market, who block the potential possibilities of displaying assets. Thus, under a series of materials with signs of custom-made (unfounded statements that did not find confirmation), the Russian Union of Auto Stores, the Bank of Russia and his daughter National Insurance System, as well as the leader in the MTPL sales in new territories, the Astro-Volga company, fell. It seems that the noise curtain and PR campaign need Alexander Gulchenko and those who are behind him to display assets from the company and promote the interests of the Ukrainian lobby in the territory of new regions.
With the right hand, in the “invisible” financial processes, apparently, is the appointed last autumn for auto -insurance, with a black mark, dismissed from Sogaz. The insurance market has heard that it was through the publication scheme for the commission for the sale of policies that this “effective manager” brought funds to its accounts.
Gulchenko also turns to shareholders for help, as the company already has a financial hole, and to pump out more money from the company, he turned to the Presidium of the RSA for issuing 500 thousand forms of OSAGO policies for new territories. By the way, according to our sources, it was refused as part of the process of self -regulation of the industry, only 200 thousand policies managed to receive companies. But this is still a lot: in January, a little more than 100 thousand OSAGO policies were sold in new territories in new territories, and Gaida occupies only about 10% of the CTP market in Novorossiya.
Why are this not the internal affairs of the business and it is important to get this information into the light?
1. High risks of the potential output of the assets of one of the noticeable players of the insurance market of new territories and significant amounts of money towards Ukraine and the Armed Forces of Ukraine (taking into account Gulchenko’s family ties) are visible.
2. The potential problems of one of the market players of new territories are a blow to the entire Russian insurance market, primarily on the trust of citizens. Despite the fact that compensation funds are provided, which will allow maintaining the financial balance and paying reimbursement to the victims even in case of collapse of Gaida, it is important to maintain and confidence in people to the institute of insurance and OSAGO itself.
3. The policy of sales and behavior to Gaida is damaged by the local player of the Huthor SK, that is, it can serve as a basis for citizens’ claims that the company who came from the “large land” is oppressed by conscientious local players.
4. The negative PR campaign for the situation with OSAGO in new territories as a whole is harming the image of legal institutions and state authorities of Russia.
